Business Checking
Welcome to your new checking account made for your business. Whether you own a startup, non-profit, large business or anything in between, we have four options to support your everyday business needs.
Which of These Best Describes Your Business?
Small Business
- Privately owned corporation, partnership or sole proprietorship
- 100 full-time employees or less
Mid-to-Large Business
- 100+ employees
- Established or growing businesses
Non-profit
- 501(c)(3)
- Exempt from taxation
- Churches, public charities, volunteer services organizations, labor unions, etc.
Premier Business Checking
Deposit More, Earn More
Make the most out of your money by earning dividends simply by making deposits. This option offers tiered rates for higher dividends, overdraft protection and more.
Compare Accounts
| Small Business Checking | Choice Business Checking | Premier Business Checking | Non-profit Checking | |
|---|---|---|---|---|
| Recommended Business Type | Great for small or growing businesses | For established and growing businesses | Business checking with earnings1 | Perfect for your non-profit or association |
| Monthly Fee | $8 (waived with $2,500 average daily balance) | $8 (waived with $5,000 average daily balance or $1,000 in monthly debit transactions) | $18 (waived with $7,500 average daily balance or $2,000 in monthly debit transactions) | $0 |
| Minimum Opening Deposit | $100 | $100 | $100 | $100 |
| Overdraft Protection Available | Yes | Yes | Yes | Yes |
| Dividends | N/A | N/A | Yes. $100 minimum balance. Tiered Rates for higher dividends. | N/A |
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Business Services
California Coast Credit Union has partnered with NewtekOne to provide tools that can be customized to fit your business's unique needs.
Commercial Loan
Perfect for small or growing businesses, we offer a wide range of Commercial Real Estate Loan options to help you purchase or refinance your owner-occupied or investment property.
APY = Annual Percentage Yield. Rates are accurate as of 12/21/2024. Fees could reduce earnings. Rates and terms are subject to change without notice. Visit calcoastcu.org or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.
