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Platinum Student Mastercard® Credit Card

Get an A+ in personal finance.

Get a Card Designed to Help Build Your Credit

Start building your credit with a Cal Coast Platinum Student Mastercard with limits as low as $300, so you can enjoy the freedom of a Platinum card, while keeping your purchases in check.

Built for students and smart from the start

Books, housing, food, fun…building your credit doesn’t have to wait for graduation. A Cal Coast Platinum Student Mastercard can help you establish good credit and spending habits, even before you’ve declared a major.2 Some restrictions apply.3

Platinum Student Mastercard Benefits:
  • Competitive, fixed rate APR1
  • No annual fee
  • Cosigner not required
  • Credit limits of up to $2,500
  • Use with Apple PayTM and Samsung Pay4
Exclusive Member Offer

Get 5% Cash Back!

Shop around town with your Cal Coast Mastercard® Debit or Credit Card and earn 5% cash back automatically at participating local businesses.5 Simply look for the Mastercard Local™ logo when you shop, and enjoy the cash back.

Supporting your local businesses helps build your community.

You May Also Like These Other Options

Platinum Choice Rewards Mastercard® Credit Card

Our rewards Mastercard® is a great way to make your credit card work for you as you earn rewards with each purchase. 

Platinum Secured Mastercard® Credit Card

Need to get on solid financial footing? If you’re just getting started on building credit or need to get back on track, our Platinum Secured Mastercard® is what you need. 

Platinum Mastercard

Whether you’re looking to save on your regular purchases, book that faraway adventure, or pay down debt, the Cal Coast Platinum Mastercard® Credit Card can help get you there.

Mastercard is a registered trademark, and the circles design and Mastercard Local are trademark of Mastercard International Incorporated. All Rights Reserved.

  1. APR = Annual Percentage Rate. Rates are current as of 07/23/2024. Loan subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. See terms and conditions for details. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply. 
  2. Responsible spending and on-time repayment can help increase credit scores and increase credit limits in the future. 
  3. Minimum age to apply is 18 years old unless an emancipated minor. Applicants under the age of 21 must provide proof of income. Student must be currently enrolled in a minimum of nine or more units with an accredited college or university.
  4. Some restrictions apply. Check with your wireless provider to determine if data and text messaging rates apply.
  5. This is a special offer and exclusive to only eligible California Coast Mastercard debit and/or credit cards.  Eligible cards are automatically enrolled in the Program.  To opt-out of participating in the MasterCard Shop Local Program click here, call (877) 495-1600, or visit a Cal Coast Branch location. Program may be discontinued and subject to change at any time without notice. The offer can be used across a variety of participating merchants or repeatedly at your favorite participating merchants.  Purchases made online or through third parties and apps including, but not limited to food delivery apps, services, and platforms will not qualify for the offer. Simply use your enrolled California Coast Mastercard debit or credit card at participating merchants to automatically receive a statement credit on eligible purchases. No coupon necessary. The reward will be credited to your California Coast Mastercard used to make the qualifying purchase within 60 days from eligible purchase. Your account must be open and in good standing at the time reward is credited. Terms and conditions apply. Click here for full details.

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