Escondido Branch: Temporarily Closed 
We're sorry for the inconvenience. The onsite ATM is still available and accepts deposits. We'd be happy to serve you at our San Marcos branch, the closest to this location, at 140 Knoll Rd, San Marcos, CA 92069, or call us at (877) 495-1600. 

Find additional branch locations

Savings Accounts

From traditional savings accounts to special savings, let us help you save for life's important milestones. 

Which Savings Option is Best for You?

Your needs are unique and finding the right financial options can be overwhelming. As your financial partner, we’re here to help you make the right financial decisions and give you peace of mind. Try out the Savings Assistant below to find out which solution is best for you!

View Rates

Compare Savings Accounts

Primary Savings1 Special Savings Smart Savings
Minimum Deposit $0 $25 $1000
Monthly Fee $0 or $5 single service fee $0 $0
Minimum to Earn Dividends $50 $50 $1,000
View Rates

Comparing Money Market Options

Money Market Savings Money Market Index
Minimum Deposit $1,000 $1,000
Monthly Fee $0 $0
Minimum to Earn Dividends $2,500 $2,500
Features Tiered rates on higher dividends Tiered rates on higher dividends

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Bank

Credit Union vs. Bank

Everyone needs a safe place to put their money. Here’s a rundown on everything you need to know when making your choice between a bank and a credit union.

Protect

How to Spot a Scam

Scammers are constantly finding new ways to trick people, from imposter scams to fake job offers. Stay vigilant and protect yourself by learning about the latest fraud tactics. 

Borrow

Know Your Credit Score

Your credit score is like a bonsai tree: It requires careful tending and thoughtful behavior over time to produce the best results.

Invest

Retirement Accounts 101

Confused by the overwhelming options for retirement accounts? This guide simplifies the choices to help you understand how they work, their benefits, and how to start saving effectively for your future.

Invest

Make smart decisions for growing your wealth.


Leave your high-rate home loan in the dust and refinance with a Fixed or Adjustable-rate home loan.

Borrow

Navigate loans and credit to achieve your goals.

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Bank

Credit Union vs. Bank

Everyone needs a safe place to put their money. Here’s a rundown on everything you need to know when making your choice between a bank and a credit union.

Protect

How to Spot a Scam

Scammers are constantly finding new ways to trick people, from imposter scams to fake job offers. Stay vigilant and protect yourself by learning about the latest fraud tactics. 

Borrow

Know Your Credit Score

Your credit score is like a bonsai tree: It requires careful tending and thoughtful behavior over time to produce the best results.

m6 heading

Bank

Credit Union vs. Bank

Everyone needs a safe place to put their money. Here’s a rundown on everything you need to know when making your choice between a bank and a credit union.

APY = Annual Percentage Yield. Rates are accurate as of 11/02/2026. Rates and terms are subject to change without notice. Visit calcoastcu.org or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. A one-time $5 membership fee and savings account required. Restrictions apply. 

  1. Single Service Fee is waived if a $50 minimum daily balance is maintained, the member is under 18 years of age, the account has been opened less than 6 months, or the account is an Association Account. Fees may reduce earnings. Rates and terms are subject to change without notice.