Jumbo Adjustable-Rate Mortgage (ARM)

Jumbo mortgages to match your big dreams.

Loans For Higher Value Homes

Higher priced homes require a different loan than conventional borrower needs. Cal Coast can help you purchase that higher priced home with a Jumbo Adjustable-rate home loan with competitive rates on loans up to $2,000,000.

Jumbo ARMs features:
  • Fully amortized 3/12 ARM, 5/1 ARM3, and 7/1 ARM4 terms
  • 5/5 Jumbo ARM5 terms available
  • As little as 30% down on purchases
  • No points and no closing cost options available1
  • No negative amortization
  • No balloon payment
  • No pre-payment penalty
  • Interest may be tax deductible (please consult your tax advisor)

We are here to help you open your home loan or find the right option to fit your needs. Give us a call at (877) 495-1600 or apply online today.

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5/5 Adjustable Rate Mortgages

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Home Possible Advantage 3% Down

Learn more about the Home Possible Advantage 3% Down mortgage program at Cal Coast today.

Short Term Fixed Home Loans

Learn more about Short-term Fixed Home Loans at Cal Coast today.

APR=Annual Percentage Rate. Rates and terms as of 12/21/2024 based on credit history, subject to credit approval, and subject to change without notice. Payment examples do not include property insurance and taxes, and the payment will be higher than disclosed payments. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply. 

  1. Closing costs paid by the lender include title search, escrow, credit report, tax service, and similar non-recurring fees. You are responsible for property taxes, insurance, homeowner association dues, and for purchases, down payment, transfer taxes, and owner's title policy.

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